Christmas cards are coming.....

I made my first Christmas card the other day; I know a little late you say, well I am always late starting my Christmas cards.  I don't know why this is, but I get side-tracked with other cards, work, home and things in general then I make a made rush to get my cards made in enough time to send out and arrive for the Holidays.  Anyway, here's my first Christmas card:

This die cut Frostyville border from Memory Box is just beautiful; the polar bear and the sentiment are also from Memory box.  I added some stickles and hills too.  I plan to make a lot of these cards with different color scarfs for the cute, little bear.

Thanks for stopping by :)